Earn a $25 gift card after opening an exclusive master card

Earn a $25 B&N Gift Card after qualifying account activity2

This offer is valid for approved applicants. Any bonus earned with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. 0% Introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 17.74% to 29.74%, based on your creditworthiness and other factors. There is a fee for balance transfers.